Site Terms and Conditions

  1. Copyright - All rights in the design, text, graphics and other material on our site and the selection or arrangement thereof are the copyright of us. Permission is granted to electronically copy and print in hard copy portions of our site solely in connection with the acquisition of services through our site. Any other use of materials on our site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without our prior written permission is strictly prohibited.
  2. Your data will be held in confidence and will not be shared with any third parties except as required by the commission of expert services.
  3. We will take reasonable care to ensure that the site remains available at all times but periods of downtime are unavoidable and notice will not be provided.
  4. This site is not guaranteed to be fault free and all calculations are provided on a best effort basis. It is your responsibility to ensure that the figures are correct prior to their use.
  5. No liability of any sort can be accepted for any losses incurred during the use of this site or its products.
  6. THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
  7. We reserve the right to modify or withdraw this service at any time, either wholly or to individual users as required
  8. We may make changes to these Terms & conditions at any time. It is your responsibility to review these terms & conditions for changes.
  9. Certain links, including hypertext links, in our site will take you outside our site. Links are provided for your convenience and inclusion of any link does not imply endorsement or approval by us of the linked site, its operator or its content. We are not responsible for the content of any website outside our site.
  10.  If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.
  11. This site is intended for use by users in England and Wales only.
  12. These Terms shall be governed by the laws of England and any dispute between us will be resolved exclusively in the Courts of England.
  13. Subscribers are granted a limited licence to use the Site for your internal business purposes only.  This licence does not include any resale or commercial use of the Site or content and does not confer any legal rights on you or any other person.
  14. Any unauthorized use of or access to the Site will terminate any permission or licence granted to use the Site. 
  15. These Terms were published on 25 June 2010 and replace with immediate effect the Terms previously published on 23 June 2010. Points 11 -14 were added.